RENTERS INSURANCE

If you rent, your landlord most likely requires renters’ insurance. Even if they don’t, Boren & Hawkins Insurance recommends finding a comprehensive policy that covers your belongings in case of a loss event. Fortunately, we provide excellent renters’ insurance policies to Northern Mississippi residents. Our policies protect from property losses and liability claims. More importantly, our status as a locally-owned and -operated company is an asset because we can provide personalized service corporations cannot.

There are many reasons to get an excellent renters’ insurance policy. If there is a flood, your landlord’s insurance will cover the property itself. But that policy will not protect your belongings. We will help determine which policy works best for your needs. All renters’ insurance policies cover personal belongings up to a certain dollar amount. But you can purchase additional elements, such as liability protection and additional living expenses coverage. No matter which option you choose, you can rely on our team to care for you and create a policy that works for your needs.

While most renters opt for a policy that only includes protection for property damage, it is wise to consider more options. Additional living expenses (ALE) coverage is an excellent choice. It will cover your costs if something destroys the property you rent. It could cover hotel bills, temporary rentals, restaurant meals, and other living expenses. If you are interested in ALE coverage, make sure to mention it to our specialists.